New to Novant Health

th – 20 th , 2024. This is your annual opportunity to review your needs and select the benefits that provide the best coverage and value for you and your family.

Take Action

Review this page to find out what you need to know and what you need to do during your first 31 days at Novant Health. Then enroll in your benefits 31 days from your date of hire. After your enrollment period ends, you can’t change your benefit elections unless you experience a qualifying life event.

Your Enrollment Checklist

Use this checklist to make a great start at Novant Health:

Learn about your benefit options, and think about your coverage needs.
Use the tools and resources available to help you make informed benefit decisions.
Review the eligibility requirements. If you plan to cover dependents, have their inofrmation handy before you enroll.
Remember to add your beneficiaries.
Complete your benefits enrollment within 31 days from your date of hire. Learn how to enroll.

How to Enroll

Enroll online in your health and income-protection benefits any time of day or night, using the instructions in the below drop down boxes.

All Novant Health Team Members

Step 1: From the I-Connect Homepage, select Tools and Services > Team member services > Infor HR & Workforce Management (WFM)
Step 2: On the Overview screen select Benefits > New Hire Life Event

All Novant Health Team Members

Step 1: Go to NovantHealth.org
Step 2: Select Infor HR & Workforce Management (WFM)

Note: If accessing outside of the Novant Health network, you will need to use PingID to authenticate. Please follow instructions on NovantHealth.org for PingID installation and registration.

Click here for detailed benefit enrollment steps in Infor HR.

If you have benefits questions, please contact AskHR@novanthealth.org.

Do I need to enroll?

If you do not enroll as a new hire within that period, your next opportunity to enroll won't be until Open enrollment, which occurs annually in November. You cannot change your benefit elections unless:

You have a mid-year IRS qualifying life event (birth, marriage, divorce, loss of coverage, full-time equivalent (FTE) status change).
You must submit a family status change form within 31 days of the life event to change or elect a benefit.

Do I need to enroll?

Novant Health team members will have a passive enrollment year.

If you do not make changes during Open Enrollment, your current elections will roll over to 2025, with the following two exceptions:

To participate in a flexible spending account, you must re-enroll for 2025.
To continue medical coverage for a spouse, you must reverify that they will not be eligible for employer-sponsored group medical coverage in 2025. Reverification may be completed by submitting an electronic affidavit in PeopleSoft. Novant Health may conduct periodic audits of an enrolled spouse’s eligibility.

After 31 days from your date of hire, you cannot change your benefit elections unless you experience a qualifying life event, like getting married or divorce, having a baby.

Decision Support

Choosing the right benefit plans is important. Our decision support resources will help you understand your options and select the ones that provide the right coverage and value for you and your family.

Look out for communication internally from Novant Health – Read highlights of what’s changing for 2025, along with key dates and action steps for enrollment.
2025 Team Member Benefit Enrollment Guide, 2025 Physician Benefit Enrollment Guide, 2025 Executive Benefit Enrollment – Find everything you need to know about choosing your benefits for the new year.
Cigna Health Plan Cost Estimatorand the Surest Health Plan Cost Estimator (access code Novant2024) – Find out which plan might be best for your situation by estimating your total costs under each plan and seeing the value of contributing tax-free money to a Health Care Flexible Spending Account (FSA).
Benefits Open Enrollment Presentation – Watch this webinar at your convenience for an overview of the Novant Health 2025 Benefits Program.
2025 Contribution Rates – View your cost for health care coverage in 2025.

TIP: Think about the whole cost.

When choosing a medical plan, it’s important to think about the whole cost of coverage — the amount you’ll spend out of your paycheck, as well as out of your pocket (copays, deductibles, and coinsurance).

Benefit Options

You can enroll in the following benefits.

Medical

Use this interactive side-by-side plan comparison to understand key differences between the plans.

Cigna Premium - Enhanced Network	Cigna Premium - Preferred Network	Cigna Premium - Non-Preferred Network	Cigna Premium - Out-of-Network***	Cigna Standard - Enhanced Network	Cigna Standard - Preferred Network	Cigna Standard - Non-Preferred Network	Cigna Standard - Out-of-Network***	Surest - Novant Health Network	Surest - UHC Choice Plus Network	Surest - Out-of-Network***
Annual deductible: Copays do not apply to the deductible; deductibles cross-accumulate
Employee Only	$680	$1,925	$2,800	$3,850	$850	$2,200	$3,200	$4,400	$0	$0	$0
Employee/Child(ren)	$1,000	$2,900	$4,200	$5,800	$1,275	$3,300	$4,800	$6,600	$0	$0	$0
Employee/Spouse	$1,200	$3,400	$4,900	$6,800	$1,500	$3,850	$5,600	$7,700	$0	$0	$0
Employee/Family	$1,360	$3,600	$5,200	$7,700	$1,700	$4,400	$6,400	$8,800	$0	$0	$0
Annual out-of-pocket maximum: +

Cigna Premium and Cigna Standard Plans - Includes deductible, coinsurance, copays; all tiers cross-accumulate. Medical and pharmacy OOP are separate limits.

Surest Plan - Includes all copay costs; all amounts cross-accumulate. Payroll deductions for coverages requiring activation do not accumulate toward out-of-pocket maximum.

All coinsurance amounts in-network and out-of-network are after annual deductible, except where noted.

in patient services in patient services in patient services at office, urgent deductible* deductible* at outpatient hospital or independent outpatient (included in procedure or treatment copay) (included in procedure or treatment copay) (included in procedure or treatment copay) and substance abuse (no visit limit) Outpt facility 40%, tier 3 ded/oop Outpt facility 40%, tier 3 ded/oop (no visit limit) Outpt facility 40%, tier 3 ded/oop Outpt facility 40%, tier 3 ded/oop (no visit limit) Outpt facility 40%, tier 3 ded/oop Outpt facility 40%, tier 3 ded/oop home health care

*Not all hospital-based providers at Novant Health facilities are in the Novant Health Network (tier 1), so you will receive the Cigna network (tier 2) benefit if the hospital-based provider is not in the Novant Health Network. Novant Health is seeking to expand the number of hospital-based providers in the Novant Health Network.
**Novant Health network tier applies when DME and HHC services are obtained through Cigna’s DME and HHC network, eviCore
***Out-of-network benefits are based on reasonable and customary charges. (MRC 110%)

Health Reimbursement Account (HRA)
The Premium and Standard medical plans include an HRA, which is funded by Novant Health. In the Premium Plan, Novant Health will contribute if you elect to enroll in dependent coverage, with the amount based on the coverage tier you select.

In both the Premium and Standard plans, you can earn Novant Health HRA contributions for completing well-being activities through the MotivateMe platform. Learn more about MotivateMe.

Here are the Novant Health HRA contributions available:

Premium			Standard
Employer contribution to HRA:	Fixed with Salary ≤ $150,000	Fixed with Salary ≥ $150,000	Wellness Incentive Up to	Fixed with Salary ≤ $150,000	Fixed with Salary ≥ $150,000	Wellness Incentive Up to
Employee Only